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Privacy Policy

Last updated: October 11, 2026

This Privacy Policy explains what information Arcaud ("we", "us") collects when you use arcaud.com and the Arcaud dashboard, and how it's used.

1. Information we collect

DataWhy we collect it
Name, email, password (hashed)Account creation and login
Receiving wallet addressesRouting customer payments to you — these are public blockchain addresses, not sensitive by nature
API credentials (API key, private key)Authenticating your integration. Your private key is stored encrypted at rest
Authorized IP addresses you configureOptional IP allow-listing for your API key
Invoice and transaction metadata (amounts, reference IDs, timestamps, transaction hashes)Operating the payment-detection and reconciliation features
Your customers' name/email, if you choose to submit them when creating an invoiceDisplayed on the checkout page and included in webhook payloads sent back to you
IP address and browser user-agent of dashboard visitsSecurity, fraud prevention, session management

2. What we don't collect

We do not collect credit card numbers, bank account details, or wallet private keys belonging to your customers. Arcaud never has access to your own wallet's private key — only the receiving address, which is public information on the blockchain by design.

3. How we use this information

  • To operate the Service: creating invoices, detecting payments, sending webhooks, enforcing your plan's daily quota.
  • To communicate with you: password resets, account notifications, and (with your consent) product updates.
  • To secure the Service: rate limiting, fraud detection, and investigating abuse.

4. Third parties we share data with

We query public blockchain-explorer APIs (BscScan for BEP20, TronGrid for TRC20) using your configured wallet addresses to detect payments — these are public blockchain addresses, not personal data. We do not sell your data to third parties. When a payment is made through a payment gateway you have enabled (for example PayPal, Stripe, Mercado Pago, or Binance Pay), the transaction data needed to process it (amount, currency, reference) is shared with that provider, and the customer completes payment on the provider's own page under its own privacy policy. If you sign in with Google, we receive your name and email address from Google to create and identify your account.

5. Cookies

Arcaud uses only the cookies strictly necessary to run the Service. We do not use analytics, advertising, or tracking cookies, and we do not load third-party tracking scripts, so there is no cookie-consent banner to accept.

CookiePurposeDuration
arcaud_sessionKeeps you signed in to the dashboard or admin panel and tracks your checkout session. HTTP-only and secure.Until you close the browser (or up to 6 hours of inactivity)
XSRF-TOKENSecurity token that protects forms and requests from cross-site request forgery.Session

You can block or delete cookies in your browser settings, but the dashboard and checkout pages will not work without these two. If you sign in with Google, Google may set its own cookies on its own pages under its own policy. When a customer chooses a payment method such as PayPal, Stripe, or Mercado Pago, they leave Arcaud for that provider's page, which has its own cookies and privacy policy.

6. Data retention

We retain account and transaction data for as long as your account is active, and for a reasonable period afterward for accounting, fraud-prevention, and legal-compliance purposes. Database backups are retained for 14 days on a rolling basis.

7. Your rights

You can access or update most of your account information directly from the dashboard. To request a copy of your data, or to request deletion of your account (subject to our legitimate need to retain transaction records for compliance purposes), contact [email protected].

8. Security

Passwords are hashed and never stored in plain text. API private keys are encrypted at rest. All traffic to the Service is encrypted in transit via HTTPS. No system is perfectly secure, and we cannot guarantee absolute security of information transmitted to the Service.

9. Changes to this policy

We may update this Privacy Policy from time to time. Material changes will be announced through the dashboard or by email.

10. Contact

Questions about this policy can be sent to [email protected].